Talio connects to your bank account and watches your transactions. The moment something changes, supplier costs creeping up, revenue dropping, unfamiliar charges appearing, you get an alert. No invoices to scan. No inventory to count.
Try it free: send us your bank statements and get your first analysis
You'll get instructions to securely share your data for the free analysis.
Not a monthly report you have to read. Talio watches your transactions and tells you the moment something looks off.
Sysco charges up 18% this month
$3,200 payment to Metro Equipment Leasing
First time this vendor appears in your history
Tuesday revenue is 47% below other weekdays
Your bank transactions contain patterns that reveal cost problems. Most restaurant owners never look closely enough to see them. Talio does.
Your vendor raised prices and didn't tell you. Month over month, those payments keep growing while your revenue stays the same.
Deposits dropping on certain days of the week, certain weeks of the month, or compared to the same period last year.
New vendors, duplicate payments, or charges that don't match your usual spending pattern. The kind of thing that slips through when you're busy running a restaurant.
Your spending as a percentage of revenue should stay within a predictable range. When that ratio shifts, something changed in your business.
The average restaurant runs on a 3 to 5% profit margin. A 2 point increase in food costs on $1M revenue wipes out $20,000 per year.
No daily invoice scanning. No weekly inventory counts. No recipe databases to maintain.
Securely link your business bank account. Takes about 2 minutes. Talio starts learning your spending patterns immediately.
Every transaction is categorized, tracked, and compared against your historical patterns. Talio identifies your suppliers, monitors your revenue, and builds a picture of what's normal for your restaurant.
The moment Talio detects a change, a cost spike, an unfamiliar charge, a revenue drop, you get an alert telling you exactly what changed and where to look.
Tools like MarginEdge and Restaurant365 are essential for detailed cost management. But none of them look at what actually leaves your bank account. Talio adds that missing layer for $39/month with zero effort, so you catch issues earlier and fix them faster.
$39
per month
0
manual effort required
2 min
to set up
Works alongside your existing tools. Keep using MarginEdge, R365, or whatever you have. Talio adds the bank transaction perspective they don't cover.
Works on its own too. Don't have cost management tools yet? Talio gives you financial visibility from day one, with just your bank account.
Any POS, any bank. No integrations to configure. Talio reads your bank transactions directly.
Already using cost management tools? Talio looks at what actually left your bank account, so you can pinpoint where the problem really is.
Talio
Spending is in normal range
Your inventory system
Flagging significant losses
→ Problem is in the inventory data, not actual spending
Talio
Supplier costs spiked 18%
Your inventory system
Shows nothing unusual
→ Invoices weren't entered, price increase slipped through
Get a free analysis of your restaurant's finances. Send over your bank statements and see exactly what Talio would flag for your business.
Your data is encrypted and deleted after analysis.
